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About Tracy Chairez

My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.

In addition, I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way.

What the clients are saying.

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Tracy and her team did amazing job. Everything went really smooth and fast without any delays! We highly recommend her!

- Joel Jesus D.

Tracy was extremely helpful throughout the entire process, very responsive to our requests and questions. She made buying our new home much less stressful!

- Julieta R.

The process was smooth. Tracy and team were very professional and delivered on time.

- Larry J.

From day one Tracy made me feel like Family. Whatever questions I had she had an answer! Tracy is helpful, knowledgeable, and care about others. I would also like to thank Norma and Holly. The entire team together is hands down the best.

- Jeffery C.

We were in constant communication with Tracy and that made the process seamless easy. Tracy and her team did an amazing job!

- Mariam N.

The easiest closing we have ever done. Tracy worked with us in making sure we got the closing on time. She answered all our questions and concerns and made this process seamless.

- Kristi M.

Tracy was very formative and Transparent on everything she needed from you and everything you needed to be educated on in the Loan process and Closing. Her work ethic is second to none, She is very knowledgeable, kind , professional and eager to...

- Robert T.

Great communication and support!

- Lori D A.

Excellent Communication!

- Thomas M.

Tracy was great to work with as well as the entire team. They communicated promptly and made sure we knew all of our options. They were all a pleasure to work with.

- Allison T.

Communication was terrific and the whole process was seamless

- Cody T.

Tracy was great at communicating and helped us feel at ease with the process.

- Monique W.

Always called or texted, and explained every step of the way.

- Diane K.

“We recently worked with Tracy for our mortgage loan. From the beginning she has shown exemplary professionalism in handling of our loan. She was straight forward and very helpful in explaining the process from start to finish. We would highly...

- Robert K.

My fiancé and I had a few hiccups during our Home Buying Process, but Ms. Tracy and her team were there every step of the way. We are so grateful for them for always being understanding and patient.

- Nia R F.

The lady’s that helped me through the process of my home loan were amazing, informative , and fast at getting back to you with any question I had. Thanks lady’s you gals are the best

- Keith W R.

Tracy was running point ! Great guidance and very informative. Thank you Tracy.

- Kevin A M.

Tracy did everything she could to get me a good deal and she responds quickly to all my question which is way more than I can say for other lenders I have dealt with.

- Latrisha L I.

The time and effort that was put forward to assure we got into our home in time. We are beyond grateful for Tracy and her team. Thank you!

- Brandie D W.

Exactly how the mortgage process should go.

- Colton T B.

REPUBLIC CORE VALUE #1: Relationships

We care about the people we serve


Our people are experts in the field

REPUBLIC CORE VALUE #3: Problem-Solving

We have the know-how and resourcefulness to make it happen


We're all in this together


We want our people to live rich, balanced lives


By being great listeners, we can find the right solution to fit your needs


Do the right thing, in the right way, at the right time


We give you our word

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