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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Republic State Mortgage Co has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Tracy Chairez is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Tracy Chairez can help.


She and her team were extremely professional, honest and hardworking. Their level of organization and meticulousness on our mortgage allowed us to move in to our home worry free. If I could give more stars, I would. Thank you!!!

- Ramon L.

The professional way she worked with us.

- Jose Angel G.

Very professional

- Beate K B.

Tracy was very approachable and guided me with details of loan types, interest rates and various options to choose from. She is very knowledgeable and very friendly. she give comfort feeling and make sure we are in safe hands.

- Haroon Rasheed S.

Always available and cleared all my queries and given suggestions.

- Yedukondalu G.

Tracy made the process of buying a home easy, stress free, and fast.

- Douglas Theodore C.

Easy to get all the documents signed

- Robert M F.

From the very first day we connected with Tracy, she made us feel valued. She provided us with the highest level of service throughout the entire process. We were always able to reach her and she walked us through every step, making the entire process stress-free. Her and her staff truly were outstanding from day one. I wouldn't turn to anyone else other than Tracy and her team in regards to a home loan. Tracy is one of a kind and we are grateful for her.

- Vincent V.

Tracy was always available to answer any questions that we had. She made this process feel easy and less stressful.

- Jana B.

Everything went smoothly and so excited to be in our new home!

- Kimberly N.

Tracy was fantastic! Very friendly and happy to answer any questions

- Brian B.

Constant communication

- Amanda F.

Tracy and Norma are very friendly and nice! Easy to work with and very detailed with what they needed and explaining the importance of each step in the home buying process!

- Gizelle C.

Very good getting things done!

- Scott Keith F.

Thank you for everything you did for me and my family!! We are very great full to have you as our lender.

- Miguel A V.

Professional, prompt, and courteous

- Robert Wade S.

The one on one talks and advice. Patience and willing to make sure I understand processes. Every single person was helpful, knowledgeable and kind. It was like we were all friends.

- Katherine Jane W.

Tracy and her team were exceptional! Super patient and helpful throughout the process. We would recommend them 100%.

- Temidayo A.

Smooth and frictionless

- Badrinarayanan S.

Tracy and team was very nice and easy to work Worth. Any questions we had they answered right away. The process was easy and ready to upload all docs.

- Russell W.
Tracy Chairez

Tracy Chairez

I am licensed in: TX

Loan Officer
NMLS ID #: 230700

Direct: 214-491-8126
Office: 214-556-5877
Fax: 214-237-4458

Apply Online

Contact Tracy Chairez

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