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About Tracy Chairez

My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.

In addition, I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way.

What the clients are saying.

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Easiest loan process ever!

- Jonah N H.

Very prompt and quick to answer any questions

- Martha J E.

Tracy was very communicative and responsive about the whole process. She understood my needs and helped me all the way thru the process. Thank you very much Tracy!

- Roberto G.

Tracy and her team were helpful and responsive!

- Kimberly C K.

Love working with Tracy. Always an easy proxies.

- Benjamin B.

Traci kept me informed every step of the way and provided me with options that were very beneficial to me. She extended herself, made sure everything was in order, kept my interest rate low and her knowledge and expertise was truly appreciated. I...

- Xavier D R.

Tracy worked with us through the process and was very straight forward with the things she needed from us. She was quick to answer any questions we had and made everything simple.

- Ethan W.

Consistent communication, timeliness in all areas, professional demeanor with all Republic state mortgage employees.

- Doris G T.

She responded to my questions quickly

- Ran L.

Great service and very accountable

- Ming L.

This was our sixth and (hopefully) final real estate transaction. Tracy is the best loan officer I have ever worked with. She is patient, responsive, empathetic, professional and honest. She never left a question unanswered - I felt like we were...

- Zola V R.

Talked and walked thru a maze of options! Very responsive to all communication. Well done

- Burton K E.

Tracy was very good with providing us with information and answering our questions.

- Elise B.

Tracy was very prompt in responding to any questions or concerns we had. If a specific document was needed, Tracy would be sure to explain what the document was and also able to provide an estimated cost if we were unable to provide the document...

- Lisa F F.

Tracy was very pleasant to talk with and walked me through the whole process from start to finish. Her and her team were all professional and responded immediately to all my questions and concerns.

- Brent Matthew W.

Very professional

- Rick R F.

Tracy made sure I understood every process of my financing and gave me great advice every step of the way. If I had questions, she made sure to answer the questions in a clear manner.

- Rosie L M.

Tracy made everything easy

- John T.

Tracy was available anytime I needed to ask questions and provide guidance. Thank you Tracy for making this process easy and working with me.

- Cricket Oluseyi O.

Tracy deserves all of accommodations allowed for her amazing work with assisting me and my family complete this process. Her hard work, dedication and attention to detail is something every employee that works for this company and anyone in her...

- Tyler S S.

REPUBLIC CORE VALUE #1: Relationships

We care about the people we serve


Our people are experts in the field

REPUBLIC CORE VALUE #3: Problem-Solving

We have the know-how and resourcefulness to make it happen


We're all in this together


We want our people to live rich, balanced lives


By being great listeners, we can find the right solution to fit your needs


Do the right thing, in the right way, at the right time


We give you our word

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